Will I need to pay for my own care?

For anyone needing to arrange care for a parent or relative, one of the most important questions will be “Will we need to pay for care, or will the state pay”?

The following useful care funding route map aims to try and quickly walk you through whether or not you would be responsible for paying your own care depending on where you live and offers you links to other pages in our site which help to explain some of the terms in more detail.

Please Note: It is only a quick guide to means testing rules and cannot hope to fully describe all situations and is not intended to offer any advice.

Please note: This is only intended as a quick guide as to whether you may be eligible for State funding or not and is not intended to provide any advice. It also only describes means testing for when residential care or nursing home care is required. It doesn't cover when care at home is preferred and is based only on current 2022-23 capital thresholds. We would strongly recommend that anyone responsible for overseeing someone's care to seek professional care fees advice by requesting a consultation with an experienced and specialist care fees adviser who will guide you fully through all your options.