Advice on care
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Advice on care

Experts in paying for care

Paying for care in Wales

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If you need care and live in Wales you will need to pay for your own care if your savings and investments are greater than - £24,000 if you need care at home, or £50,000 if you need care in a care home (2022-23).

However, if you need nursing care in a nursing home - you should qualify for an additional £191.80 p.w. Nursing Care Contribution to meet the additional fees for nursing. This is not means tested but will only be paid if you are formally assessed as needing nursing care.

These thresholds not only include all savings in your own name but also 50% of any jointly owned assets and will include the value of your home if you need care in a care home unless a spouse or civil partner, or relative aged 60+ will remain living in it.

Even if you do receive funding, it doesn’t mean it will be totally free. You will be expected to hand over most of your pensions and state benefits such as Attendance Allowance, to your Local Authority although they will allow you to keep currently £35.00 p.w. Personal Expenses Allowance (2022-23). If married or in a partnership and your partner needs some of your income support them, you can also pay them up to 50% of any private/occupational pension.

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Please note: These plans are not offered direct by the insurers

   

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