As too many people know – care fees can very quickly erode the savings you or your parent has spent their entire life accumulating. That’s why professional care fees advice at an early stage can be invaluable - if your parent or relative is to continue to receive the care they deserve.
Although local authorities in England should now signpost anyone needing to pay for their own care to obtain professional care fees advice, the degree they do this and also offer information to self-funders differs quite considerably around the country. Indeed many of the families we help report that once their Local Authority knows there is a house, they are simply told they will have to pay their own care fees and left to fend for themselves.
It’s not surprising therefore, that nearly:-
1 in 4 people who need to be self- funder unfortunately run out of money*.
*Source: LGIU Independent Ageing Report 2013
Don’t be one of these, and certainly if you are acting as Power of Attorney in order for you to fulfill your obligations of acting in your donor’s best interest, we feel you should be able to evidence that you have received such professional care fees advice by initially requesting a full market comparison of ALL care fees annuities and then arranging a consultation with a professional care fees adviser such as ourselves.
Your dedicated, specialist care fees adviser will meet with you, discuss your concerns and circumstances and explain all your funding options. He will then work with you to design a personalised care fees plan which will not only minimise the cost of care but also aims to ensure money will never run out.
To book a consultation call FREEPHONE 0800 180 4336 or request an appointment below.
Only financial advisers who hold a specialist long term Care qualification and have the necessary experience can provide care fees advice and or advise on Care Fee Annuities. Not many general advisers have such qualifications or experience. Of those that can, only a relatively small number, further demonstrate their expertise by becoming accredited by SOLLA (Society of Later Life Advisers). I am pleased to say our principal is SOLLA accredited. As a result we are proud that many general financial advisers consistently chose us to refer their clients to for specialist care fees advice.
You can be assured, therefore, that not only will you receive the very latest and trusted care fees planning advice, but your consultant will help you by:-
Obtaining, FREE of charge, no obligation, quotes on all available
Meeting with you to fully understand financial circumstances
Checking entitlement to both FREE NHS Continuing Healthcare and State Benefits.
Analysing and preparing your professional and highly personalised care fees report which will look at and assess all funding options.
Agreeing and implementing your chosen care fees plan.
Periodically reviewing with you that the plan remains appropriate /obtaining top up annuity quotes (if necessary)
Please note: To cover travel costs and time spent both with you and to provide you with your detailed personalised report, we do charge a small flat fee of £500 to cover steps 2&3
By doing this, time and again we find our professional care fees advice can save our families thousands of pounds and give them the peace of mind they want in ensuring their care can continue indefinitely.
We would now to offer you the same professional advice.
Head Office Address:
Advice on Care
267 Barrowby Road, Grantham, Lincolnshire, NG31 8NR
Southern Regional Office Address:
Advice on Care
40 Caversham Road Reading, Berks, RG1 7EB
Telephone: 0800 180 4336
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The information contained in this web site is for general information only and is not financial, investment or tax advice. It is also subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. If you would like to discuss a particular issue or generally ask us how we can advise on your particular situation then please contact us.
Advice on Care is a trading style of Keith Hargraves who is an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority. Quilter Financial Services Limited and Quilter Mortgage Planning Limited are entered on the FCA register (https://www.fca.org.uk/register/) under reference 440703 and 440718.
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