Advice on care
Impartial Care Fee Advisers

Advice on care

Experts in paying for care

Care Fees Advice

Funding care can soon amount to a small fortune. That’s why receiving professional care fees advice at an early stage can be invaluable. It can also help evidence that any Power of Attorney acting for a parent has done the best for the person needing care.

Although local authorities in England should now signpost signpost anyone needing to fund their own care to obtain professional care fees advice the degree they do this and also offer information to self-funders differs quite considerably around the country. Indeed many of the families we help report that once their Local Authority knows there is a house, they are simply told they will have to pay for their own care and left to fend for themselves. It’s not surprising therefore, that according to a study carried out – nearly 1 in 4 people who need to be self- funder unfortunately run out of money*. Don’t be one of these, and if you are acting as Power of Attorney evidence that you have received professional advice by simply requesting initially a full market comparison of ALL care fees annuities and then arranging a consultation so we can give you a full written appraisal of all funding options.

*Source: LGIU Independent Ageing Report 2013

So how can we help?

We appreciate that the care people need care can be very different, similarly their knowledge of what’s available and need for help will vary. That’s why we offer families three different entry points to getting professional care fees planning advice, namely:-

Visits to check existing care provisions, benefits and funding options

Designed to help families check Local Authority provision, benefit entitlement and NHS Continuing Healthcare and outlining any funding options if there is a need to be self-funding.

To arrange a visit please call us on 01476 589 567

Please Note: As no financial product will be recommended or arranged under this service, to cover time and costs incurred in visiting and understanding your circumstances, we will unfortunately charge a fee of £500 but we hope to save you far more than this.

Care Fee Annuity Quotation Service

Ideal for families and POA’s who have already heard of annuities and would now like to find out how much one would cost.

For more information and to request your FREE no obligation quotes from ALL providers click here.

Please note: Such care fee annuities are not offered on an execution only basis and to ensure they are suitable should you wish to proceed after receiving the quotes, it would require our full care fees planning service.

Full Care Fees Advice

Designed for families and POA’s who are, or will soon will need to be, paying for care and wish to create a robust care fees plan to both minimise the cost of care and ensure continued funding.

This is a full advisory service and will include all the STEPS shown below under "How professional care fees advice can help".

How to request professional care fees advice

If you would like help in paying for care or nursing home fees, it couldn’t be easier, no matter where you live in England and Wales, simply fill in our enquiry form or call us on 01476 589 567 and an adviser will call you back to discuss a suitable appointment. If you live in Scotland currently we have no suitably qualified advisers in your area but are still willing to help by phone and email.

Request your Care Fees Consultation

Our specialist and highly qualified advisers can help save you considerable sums of money.

How Professional Care Fees Advice can help

Only financial advisers who hold a specialist long term Care qualification and have the necessary experience can provide care fees advice and or advise on Care Fee Annuities. Not many general advisers have such qualifications or experience. Of those that can, only a relatively small number, further demonstrate their expertise by becoming accredited by SOLLA (Society of Later Life Advisers). I am pleased to say our principal is SOLLA accredited. As a result we are proud that many general financial advisers consistently chose us to refer their clients to for specialist care fees advice.

You can be assured, therefore, that not only will you receive the very latest and trusted care fees planning advice, but drawing on their experience your consultant will help you by:-

Step 1


Obtaining, FREE of charge, no obligation, quotes on all available

Care Fee Annuity

Step 2


Meeting with you to fully understand financial circumstances


Checking entitlement to both FREE NHS Continuing Healthcare and State Benefits.

Step 3


Analysing and preparing your professional and highly personalised report on all funding options.

Step 4


Agreeing and implementing your chosen care fees plan.

Step 5


Periodically reviewing with you that the plan remains appropriate /obtaining top up annuity quotes (if necessary)

Please note: To cover travel costs and time spent both with you and to provide you with your detailed personalise report, we do charge a small flat fee of £500 to cover steps 2&3

By doing this, time and again we are able to save our families thousands of pounds and give them peace of mind that care can continue indefinitely - all the time safe in the knowledge that they have received professional care fees advice they can depend on.

We would welcome the opportunity of being able to do the same for you


Contact us

Head Office Address:
Advice on Care
267 Barrowby Road, Grantham, Lincolnshire, NG31 8NR

Southern Regional Office Address:
Advice on Care
Abbey House, 1650 Arlington Business Park, Theale, Reading, Berks, RG7 4SA

Telephone: 01476 589 567



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The information contained in this web site is for general information only and is not financial, investment or tax advice. It is also subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. If you would like to discuss a particular issue or generally ask us how we can advise on your particular situation then please contact us.

Advice on Care is a trading style of Keith Hargraves who is an appointed representative of Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority. Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited are entered on the FCA register ( under reference 440703 and 440718.

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